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Do you cringe everytime you see your savings account balance? Is one of your new year’s resolutions to save more money? If yes, you are not alone.

Maintain a savings account balance is an important step towards financial planning. You need to be able to make restrictive measures to ensure that the amount maintained in your savings account is aimed at building a corpus.

Although the banks are growing more understanding by providing a zero balance account facility to ensure that you enjoy the liquidity of a savings account, you need an incentive to save.

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